XRP ETF Inflows Fall Short of Wall Street's High Expectations Forecast JPMorgan and Standard Chartered predicted that spot XRP ETFs would attract between $4 billion and $8 billion in their first year of trading.
However, eight months after their launch in November 2025, the actual inflows have reached only $1. 5 billion. The discrepancy lies not with XRP's fundamentals but with regulatory uncertainty.
The passage of the CLARITY Act, which would classify XRP as a commodity under federal law, is seen as a key catalyst for unlocking institutional flows into these funds.